Insurances and Fees
While I am in-network with several insurance carriers, I like my clients to be educated about your rights when you use insurance.
Insurance/EAP requires all services they pay for to be "Medically Necessary."
This means they will require a DSM diagnosis in order to pay for your counseling sessions. This diagnosis is part of your permanent medical record and may disqualify you for certain jobs or benefits (such as life insurance).
Many people do not qualify for a mental health diagnosis.
In these cases your insurance will not cover the cost of your counseling. Unfortunately insurance has not caught up with preventative care in behavioral health.
Your insurance carrier does reserve the right to have a say in what types of treatment you should or should not receive. They also maintain a right to access your counseling records.
It is important to know that when you use insurance, they have the final say in determining the best types of treatment, the frequency and the duration of treatment you receive. Many of my clients choose to forgo insurance so that we can determine the best course of treatment, so they can avoid receiving a mental health diagnosis, and to maintain a higher level of confidentiality.
For those insurance that I am out-of-network (OON) with, I am happy to provide you with an invoice or 'superbill' so you can submit it to your insurance provider for reimbursement.
Please know that while doing so avoids the issues of confidentiality and treatment interference from your insurance, they will still require a diagnosis.
If you have questions regarding these insurance policies, please feel free to discuss them with me as well as contact your insurance carrier. You are responsible to find out about your copay and any deductible you may have. If you haven't met your deductible your insurance will likely require you pay the full rate until that deductible is met.
Below is a list of my rates. I set aside few session times for sliding scale appointments. These are based on income and are on a first come basis, and cannot be guaranteed available.
This is a standard session. Other session types and lengths may apply for those using insurance, or those who would like longer sessions. You're initial session may be up to an hour and include additional fees.
*New, lower rates have been updated as of 2/1/2016 to reflect an increasing request by clients to pay out of pocket and avoid insurance interventions.