Rates

Insurances and Fees

Starting in January 2021 I will begin the process of discontinuing contracts with insurance carriers. Insurance can be difficult to work with and invasive. Below you can find some information you need to know about using insurance. Currently I am not accepting new clients with insurance or EAP benefits. .

Insurance/EAP requires all services they pay for to be "Medically Necessary." This means they will require a DSM diagnosis of a mental health disorder which the deem necessary for treatment, in order for them to pay for your counseling sessions. This diagnosis is part of your permanent medical record and may disqualify you for certain jobs or benefits (such as life and disability insurance).

Many people do not qualify for a mental health diagnosis. In these cases your insurance will not cover the cost of your counseling. Unfortunately insurance has not caught up with preventative care in behavioral health.

Your insurance carrier does reserve the right to have a say in what types of treatment you should or should not receive. They also maintain a right to access your counseling records. It is important to know that when you use insurance, they have the final say in determining the best types of treatment, the frequency and the duration of treatment you receive. Many of my clients choose to forgo insurance so that we can determine the best course of treatment, so they can avoid receiving a mental health diagnosis, and to maintain a higher level of confidentiality.

For those insurances that I am out-of-network (OON) with, I am happy to provide you with an invoice or 'superbill' so you can submit it to your insurance provider for reimbursement. Please know that while doing so avoids the issues of confidentiality and treatment interference from your insurance, they will still require a medically necessary, mental health diagnosis.